FreshLedger Pro is a full double-entry accounting system you buy once and own forever. The price is $799, paid one time, with no expiring license, no feature lockouts when a renewal date passes, and no cloud account that can be downgraded or canceled by the vendor. The only ongoing cost is optional: $99 per year if you want the payroll tax-table update so federal and state withholding stays current. If you do not run payroll, or you are comfortable updating rates yourself, you never owe another dollar. For owners who have watched QuickBooks Online creep from $30 a month to $90+ a month per company file, or who have been forced off perpetual QuickBooks Desktop into the subscription-only Desktop plans, this matters. You get a stable cost, a local file you control, and accounting software that still works in year ten exactly the way it worked on day one.
The purchase flow is deliberately boring. You pay $799 on the checkout page, you receive a license key and a Windows installer by email, and you activate the software on your PC. The license is perpetual. There is no annual reactivation, no "phone home" check that disables the program if our servers are down, and no per-company-file surcharge. You can open as many company files as you need - one for your operating company, one for a rental property LLC, one for a side business - all under the same license on the same machine. Once installed, FreshLedger Pro runs entirely on your hardware. Your chart of accounts, general ledger, accounts receivable and accounts payable subledgers, fixed-asset register, and payroll records live in a local company file you back up yourself (or to a network drive, or to OneDrive/Dropbox - your choice). Updates to the core application - bug fixes and minor feature releases for your major version - are downloaded from our site and installed manually. They do not require an active subscription. The one piece that legitimately needs annual maintenance is the payroll tax engine. Federal income-tax withholding tables, Social Security and Medicare wage bases, FUTA and SUTA rates, and state withholding formulas change every January. If you run payroll inside FreshLedger Pro and want us to ship those updated tables, you opt into the $99/year payroll update plan. That subscription delivers refreshed withholding tables, updated Form 941 and Form 940 layouts, current-year W-2 and W-4 (2020+) handling, and 1099-NEC thresholds. If you skip the renewal, payroll still runs - it just runs on last year's tables, which we clearly warn you about on the payroll screen.
Accounting data has a long tail. The IRS expects you to keep records supporting your return for at least three years under the standard statute of limitations, six years if income was substantially understated, and indefinitely for fraud or unfiled returns. Property and depreciation records (MACRS 5-year, 7-year, 15-year, 27.5-year residential, 39-year commercial, plus Section 179 and bonus depreciation elections) need to survive until well after the asset is disposed of. Subscription accounting software puts that history behind a recurring payment - stop paying, and read access to your own ledger can become read-only, exported-only, or gone. A perpetual-license, locally stored system removes that risk. Your 2019 trial balance is still openable in 2031 on the same software that produced it. When an auditor asks for the detail behind a depreciation schedule using the half-year or mid-quarter convention from IRS Pub 946, you can produce it without paying a reactivation fee to a vendor. The cost math also matters. QuickBooks Online Plus is currently around $99/month, roughly $1,188 per year, every year, forever. FreshLedger Pro at $799 once is paid back in roughly eight months versus that single subscription tier - and after month eight, you are simply not spending money on accounting software anymore. Even if you opt into the $99/year payroll update, your year-two-and-beyond cost is under one-tenth of the QBO equivalent. For a small business, that is real margin.
QuickBooks Online is subscription-only. Simple Start, Essentials, Plus, and Advanced are all monthly plans; if you stop paying, you lose write access and eventually live access to your file. QuickBooks Desktop, which used to be sold as a perpetual license, is now sold as QuickBooks Desktop Enterprise on an annual subscription as well - Intuit discontinued the one-time-purchase Pro and Premier SKUs for new buyers. Renewing is no longer optional if you want to keep using the product. Xero is subscription-only, billed monthly per organization, with Starter, Growing, and Established tiers. There is no perpetual-license option and no offline desktop version - the file lives in Xero's cloud. Wave is free for core accounting and invoicing, which is genuinely attractive for very small operators, but Wave charges per-transaction for payments and per-month for payroll, and the product is cloud-only with limited inventory, limited fixed-asset handling, and no true desktop file you control. FreshLedger Pro is the only one of these that you actually buy. You pay $799 once, the binary runs on your Windows machine, the company file sits on your drive, and the vendor cannot revoke access by changing a billing plan. The trade-off is honest: it is Windows-only (runs in a VM on macOS), it does not have automatic bank feeds, and the file is single-user at a time.
Buying once does not buy everything. FreshLedger Pro is a Windows desktop application; there is no native macOS build and no mobile app, though it runs fine in a Windows VM on a Mac. It does not include automatic bank feeds - you import transactions by downloading CSV, OFX, QFX, or QBO files from your bank's website. The company file is single-user at a time; two people cannot edit the same file simultaneously over a network. The $799 license covers the core accounting application and current-year payroll tax tables at the time of purchase, but it does not include free payroll table updates in future years - that is the optional $99/year add-on. And because this is a true double-entry general ledger, expect a real learning curve if you are coming from invoice-only tools.
One-time-purchase accounting software with built-in payroll, full depreciation handling, and a free Accountant Edition for your CPA.
Buy FreshLedger Pro — $799One-time purchase. No subscription. Free Accountant Edition included.